Finicity
A Mastercard Company. The Open Banking Hub.
Overview
Finicity, a Mastercard company, is a leading provider of real-time financial data aggregation and insights. They empower consumers and businesses with control over their financial data, and their platform is used for a variety of financial processes, including credit decisioning, payment processing, and financial management.
✨ Key Features
- Financial data aggregation
- Transaction data and history (up to 24 months)
- Account verification
- Credit decisioning tools
- Payment initiation
🎯 Key Differentiators
- High-quality, permissioned data
- Strong focus on credit decisioning and lending use cases
- Backed by the trust and resources of Mastercard
Unique Value: Finicity provides high-quality, real-time financial data and insights that empower smarter and more efficient financial decisions, particularly in the lending industry.
🎯 Use Cases (4)
✅ Best For
- Verifying assets and income for mortgage applications
- Powering personal finance dashboards
- Facilitating account-to-account payments
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses primarily focused on the European market, as Finicity's strength is in North America.
🏆 Alternatives
Finicity's focus on data quality and its deep expertise in the credit decisioning space set it apart from competitors. Its acquisition by Mastercard also provides a significant advantage in terms of trust and resources.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: Free plan to try out products with comprehensive FI connections.
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