Griffin

The bank you can build on.

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Overview

Griffin is a UK bank and Banking as a Service provider that offers a full-stack platform for embedded finance. With its own banking license, Griffin provides an API-first solution for companies looking to embed financial products like bank accounts, payments, and cards into their offerings. The platform is designed to be developer-friendly and includes a comprehensive compliance and risk management framework.

✨ Key Features

  • UK Bank Accounts (Current and Safeguarding)
  • UK Payment Schemes (Faster Payments, Bacs, CHAPS)
  • Card Issuing (Debit Cards)
  • KYC/KYB and AML Compliance
  • Client Money Management
  • Developer Sandbox and APIs
  • Ledger and Reconciliation

🎯 Key Differentiators

  • Full UK banking license
  • Modern, developer-first platform
  • Integrated compliance and risk management

Unique Value: Griffin provides a seamless and compliant way for companies to embed banking services in the UK, backed by a full banking license and a modern technology stack.

🎯 Use Cases (4)

Embedded banking for fintechs and vertical SaaS companies Client money accounts for regulated businesses Corporate treasury and cash management Neobanking for specific niches

✅ Best For

  • Griffin is currently in its early adopter phase, working with a select group of fintechs to launch their products.
  • The company has received its full UK banking license, allowing it to hold customer funds and provide a full range of banking services.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Companies operating outside of the UK
  • Businesses that do not require a licensed banking partner

🏆 Alternatives

ClearBank Starling Bank (Engine) Railsr

As a licensed bank, Griffin can offer a more direct and integrated solution than BaaS providers that rely on sponsor banks, reducing complexity and counterparty risk.

💻 Platforms

Web API

🔌 Integrations

Various KYC and AML service providers Third-party applications via API

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Varies by plan tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ UK Banking License (PRA and FCA) ✓ SOC 2 Type 2 ✓ ISO 27001

💰 Pricing

Contact for pricing

✓ 14-day free trial

Free tier: NA

Visit Griffin Website →