Stripe Capital
Financing to grow your business.
Overview
Stripe Capital provides flexible financing to online businesses that use the Stripe payment processing platform. Similar to Shopify Capital, it is an invite-only program where eligibility is determined based on a company's transaction volume and history on Stripe. There is no lengthy application or credit check. Approved funds are deposited quickly, often within one business day. Repayments are collected automatically as a fixed percentage of daily sales processed through Stripe, providing a flexible repayment schedule that adapts to the business's cash flow.
✨ Key Features
- Exclusively for businesses using Stripe
- Eligibility based on Stripe processing history
- No credit check or lengthy application
- Fast funding (typically 1-2 business days)
- Automated repayment as a percentage of daily sales
- No personal guarantee required
🎯 Key Differentiators
- Seamless integration with the Stripe ecosystem
- Data-driven underwriting based on payment history
- Flexible, sales-based repayment
- No personal guarantee
Unique Value: Offers Stripe users a fast, simple, and integrated way to access capital with flexible repayments that adjust to their business's sales volume.
🎯 Use Cases (4)
✅ Best For
- Quick and accessible working capital for Stripe users
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses that do not use Stripe for payment processing
- Companies that require long-term financing
🏆 Alternatives
Stripe Capital is more convenient and faster than external lenders for businesses already using Stripe, as it eliminates the need for applications and credit checks by using existing payment data.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Premium Support tier)
🔒 Compliance & Security
💰 Pricing
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