Stripe Treasury
Embed financial services in your platform.
Overview
Stripe Treasury is a Banking-as-a-Service solution that enables platforms and marketplaces to offer financial products to their users. Through a single API, businesses can embed FDIC-insured bank accounts, facilitate money movement, and issue cards. Stripe handles the complexity of bank partnerships, compliance, and regulatory requirements, allowing platforms to focus on building and growing their core business.
✨ Key Features
- FDIC-insured Bank Accounts
- ACH and Wire Transfers
- Card Issuing (Physical and Virtual)
- Interest-Earning Accounts
- Bill Payments
- Cash Management
- Programmable Money Movement
🎯 Key Differentiators
- Deep integration with the Stripe payments ecosystem
- Developer-centric platform with excellent documentation
- Global reach and scalability
Unique Value: Stripe Treasury makes it easy for platforms to embed financial services, creating new revenue streams and increasing customer retention.
🎯 Use Cases (4)
✅ Best For
- Shopify Balance, a money management account for merchants, is built on Stripe Treasury.
- Lightspeed, a point-of-sale and e-commerce platform, offers financial services through Stripe Treasury.
- Asana, a work management platform, uses Stripe Treasury for its partner program payouts.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses that are not already using or planning to use the Stripe ecosystem
- Companies that require a direct relationship with a sponsor bank
🏆 Alternatives
For businesses already on the Stripe platform, Treasury offers a seamless and deeply integrated way to add banking services compared to standalone BaaS providers.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Premium Support tier)
🔒 Compliance & Security
💰 Pricing
Free tier: NA
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