Swan
The easiest way to embed banking features into your product.
Overview
Swan is a Banking-as-a-Service platform that makes it easy for European companies to embed banking services into their products. With a focus on simplicity and developer experience, Swan's APIs enable the creation of accounts with IBANs, the issuance of physical and virtual cards, and the processing of SEPA payments. Swan is a licensed electronic money institution, passported throughout the EEA.
✨ Key Features
- SEPA Accounts with IBANs
- Mastercard Debit Cards (Physical and Virtual)
- SEPA Credit Transfers and Direct Debits
- Apple Pay and Google Pay Integration
- White-Label Onboarding (KYC/KYB)
- Developer-friendly APIs and Sandbox
🎯 Key Differentiators
- Simplicity and ease of use for developers
- Fast time-to-market
- Transparent, pay-as-you-go pricing
Unique Value: Swan offers the simplest way for European companies to embed banking features into their products, with a focus on developer experience and speed.
🎯 Use Cases (4)
✅ Best For
- Pennylane, a French accounting platform, uses Swan to provide banking services to its clients.
- Agicap, a cash flow management tool, has embedded Swan's banking features.
- Libeo, a B2B payments platform, leverages Swan for its account and payment infrastructure.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Companies operating outside of Europe
- Businesses that require complex, non-standard banking products
🏆 Alternatives
Swan is often seen as more accessible and easier to integrate than larger, more complex BaaS providers, especially for startups and SaaS companies.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: Free to get started, pay-as-you-go pricing for transactions.
🔄 Similar Tools in Banking as a Service
Mambu
A SaaS, cloud-native, API-driven banking platform that enables the design and servicing of banking a...
Marqeta
An open API platform for building, launching, and managing innovative card programs....
Treasury Prime
An embedded banking software platform that connects fintechs and enterprises with a network of banks...
Synctera
A BaaS platform that matches fintechs with partner banks and provides the technology to build and la...
Finastra
A global provider of financial software applications and marketplaces....
Adyen
A single platform to accept payments, protect revenue, and control your finances....