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The Bancorp

Empowering the companies that move our economy.

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Overview

The Bancorp is a US-based financial holding company and bank that is a major provider of Banking-as-a-Service solutions. It offers a wide range of private-label banking services to non-bank companies, including prepaid and debit card issuing, payment processing, and institutional banking. The Bancorp is one of the largest issuers of prepaid cards in the US and partners with many of the leading fintech companies.

✨ Key Features

  • Prepaid and Debit Card Issuing
  • ACH and Wire Processing
  • Institutional Banking and Custody Services
  • Lending Solutions
  • Compliance and Risk Management
  • White-Label Banking

🎯 Key Differentiators

  • Long-standing leadership in the prepaid and debit card issuing space
  • Deep regulatory and compliance expertise
  • Strong partnerships with major fintech brands

Unique Value: The Bancorp provides a trusted and compliant foundation for fintechs and other companies to build and scale their financial products in the US.

🎯 Use Cases (4)

Sponsor banking for neobanks and fintechs Prepaid card programs for corporate and government clients Payment solutions for healthcare and insurance Institutional custody and trust services

✅ Best For

  • Chime, a leading US neobank, issues its debit cards through The Bancorp Bank.
  • Venmo and PayPal use The Bancorp for some of their card and payment services.
  • SoFi has partnered with The Bancorp for various banking products.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Companies looking for a modern, self-service API platform
  • Businesses outside of the United States

🏆 Alternatives

Green Dot Pathward (formerly MetaBank) Sutton Bank

The Bancorp's extensive experience and strong regulatory standing make it a reliable choice for companies that prioritize compliance and stability.

💻 Platforms

Web API

🔌 Integrations

Major payment networks (Visa, Mastercard) Various fintech and payment platforms

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ FDIC Insured ✓ Regulated by the FDIC and the Delaware State Bank Commissioner

💰 Pricing

Contact for pricing

Free tier: NA

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