Thought Machine
The cloud native core banking platform.
Overview
Thought Machine is a technology company that has built a cloud-native core banking platform called Vault. It is designed to help banks move away from legacy IT systems and build modern, scalable, and customer-centric financial products.
✨ Key Features
- Cloud-native core banking engine
- Smart Contracts for product configuration
- Real-time data and analytics
- API-first architecture
- Scalable and resilient infrastructure
🎯 Key Differentiators
- Cloud-native architecture
- Smart Contracts for product configuration
- Proven scalability with Tier 1 banks
Unique Value: Thought Machine enables banks to escape the constraints of legacy technology and build the future of financial services on a modern, cloud-native platform.
🎯 Use Cases (3)
✅ Best For
- Retail banking (e.g., Lloyds Banking Group)
- Digital banking (e.g., Standard Chartered's Mox)
- Commercial banking (e.g., JPMorgan Chase)
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Small businesses or startups that do not require a full core banking system
🏆 Alternatives
Thought Machine's use of Smart Contracts for product definition is a key differentiator from other core banking platforms, offering greater flexibility and faster time-to-market.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (All tiers tier)
🔒 Compliance & Security
💰 Pricing
Free tier: NA
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