Tink

The leading open banking platform in Europe.

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Overview

Tink is a European open banking platform that allows banks, fintechs, and startups to develop data-driven financial services. Through one API, Tink enables customers to access aggregated financial data, initiate payments, enrich transactions, and build personal finance management tools. Acquired by Visa, Tink is a prominent player in the European open banking market.

✨ Key Features

  • Account aggregation
  • Payment initiation
  • Data enrichment and categorization
  • Personal finance management tools
  • Income verification

🎯 Key Differentiators

  • Extensive bank connectivity across Europe
  • Advanced data enrichment and categorization capabilities
  • Strong focus on enterprise-grade solutions

Unique Value: Tink provides a comprehensive and reliable open banking platform for the European market, offering deep data insights and robust payment initiation services.

🎯 Use Cases (4)

Personal finance management apps Loan and credit applications Digital payments and account top-ups Financial advisory services

✅ Best For

  • Aggregating account information for a holistic financial overview
  • Initiating SEPA credit transfers
  • Categorizing transactions for budgeting purposes

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Primarily focused on the European market, so not ideal for North American-centric applications.

🏆 Alternatives

Plaid TrueLayer Yapily

Compared to other European open banking providers, Tink's key strengths lie in its broad bank coverage, advanced data enrichment capabilities, and its backing by Visa, which provides stability and trust.

💻 Platforms

Web API

🔌 Integrations

Over 6,000 banks across Europe

🛟 Support Options

  • ✓ Email Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ PSD2 compliant ✓ ISO 27001

💰 Pricing

Contact for pricing
Free Tier Available

✓ 14-day free trial

Free tier: Limited to 1,000 monthly active users and basic features.

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